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| Amy Doner of First United Bank's fraud department presented a program today on recognizing and avoiding fraud and scams during a Chamber event. |
Amy Doner, fraud specialist with First United Bank and Trust Company, spoke last week at the Crittenden County Chamber of Commerce’s Lunch and Learn event catered by Marion Pit Barbecue and held at Rocket Arena on the high school campus.
Doner says recognizing the tactics used by scammers is one of the best defenses against fraud.
Banks like First United, she said, are beginning to create their own fraud departments with guidance from the Kentucky Bankers Association. First United started its fraud investigation and prevention department two years ago.
According to information provided by Doner, many scams follow a similar pattern. Scammers often pretend to represent a familiar organization, claim there is an urgent problem or a prize waiting, pressure victims to act immediately and demand payment through specific methods.
“One common tactic is impersonation,” Doner said.
Scammers may claim to be calling from a government agency such as the IRS, Social Security Administration or Medicare. Others may pretend to represent a utility company, technology company, charity or another organization the victim recognizes.
Technology has made those schemes more convincing.
“Fraudulent callers can disguise phone numbers so the name appearing on caller ID looks legitimate,” she


















